10 Years After Lehman’s Collapse, 10 Common Sense Lessons for Investing Success

canoe.jpgIn 1976, one man quietly started a revolution.

That man was John C. Bogle.

He launched the Vanguard 500 Index Fund, the first index fund available to individuals, and transformed the investment landscape forever.

In 2012, Vanguard Group founder Bogle released a book. The Clash of the Cultures.

In it, he urges a return to the common-sense principles of long-term investing.

A common-sense strategy that “may not be the best strategy ever devised. But the number of strategies that are worse is infinite.”

With 60-plus years in the investment field, these lessons are immeasurably valuable: Learn more


Old Mutual Int’l ‘Taking Legal Action’ Against Leonteq Over Commissions

old_mutual_venta_latamOld Mutual International, the international investment products arm of Old Mutual Wealth, is “taking legal action” against Zurich-based Leonteq Securities AG “and related parties”, for “the making of false statements” in connection with the levels of commission paid to advisers on Leonteq structured products.

“Had the true level of commission been disclosed, the products would not have passed Old Mutual International’s criteria, and no investments would have been made,” OMI said in a statement. Learn more

What Is ‘FEE ONLY’ Advice And Should I Be Using It?

How do advisors get paid.Fee-only financial planners are investment advisors with a fiduciary responsibility to act in their clients’ best interest.  Fee-only means that they do not accept any compensation based on product or fund sales. Fee-only advisors have fewer inherent conflicts of interest, and they generally provide more comprehensive advice that is in the clients best interest.  Fee only advice is now becoming the norm in many developed and regulated markets unfortunately Fee-only advice is extremely rare in the expatriate market place with most advisory companies still offering a purely Commission-Based or Fee-Based services which can be a minefield for clients.  

Fee-Based Is Not the Same As Fee-Only

Commission-based agents and brokers often take offense at this distinction.  Blurring the difference, they created the category dubbed “fee based,” which means they charge a fee in addition to collecting commissions from the provider of a product or fund.  Studies show that even consumers seeking a strictly fee-only advisor find these terms extremely confusing especially when these commissions are often not disclosed to an investor.

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Weekly Market Update

News this past week:

  • US indices record new highs
  • Fillon wins French centre-right primary
  • UK Q3 GDP growth at +0.5% amid sombre OBR forecasts
  • Euro area PMIs show encouraging signs of growth
  • Trump reiterates intent to leave TPP

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Weekly Market Update

News this past week:

  • Markets buoyed by central bank meetings
  • Bond yields fall after US interest rates kept unchanged
  • ‘Hard Brexit’ speculation pushes sterling lower
  • Subdued PMI results for the euro area
  • Choppy week for oil ahead of OPEC meeting

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Weekly Market Update

News this past week

  • Global bond yields rise in volatile environment
  • Mixed US data ahead of Fed meeting
  • Sterling falls after Chancellor’s comments
  • European markets retreat as industrial production declines
  • Reports of oil surplus sends prices lower

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Intelligent Investments, Award Winning Wealth Management

Intelligent Investments Award Winning Wealth ManagementIntelligent Investments is delighted to announce we are finalists in three awards for International Investment’s 17th International Fund & Product Awards 2016 to be held on 12 October at the Four Seasons Hotel, Park Lane, London. The awards are:

  • Best Practice in Offshore
  • Best International Discretionary Fund Manager
  • Best International Practice in Asset Management

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